4th Revolution Consulting Ltd

Commercial
Finance

Fuel Your Growth: Smart business Financing Solutions

COmmercial Finance

Finance for business

Invoice Based Finance & Asset based Lending

Unlock cash tied up in your invoices and debtor book to support your day to day working capital, growth or business acquisition. Whole turnover or spot facilities (select specific invoices or customers for funding) can be concluded within five working days, or for larger, more complex facilities allow up to a month. Read more…

Cash Flow Loans

£50k – £15m+ suitable for profitable businesses looking to accelerate growth, business acquisitions, facilitate an MBO or simply consolidate historic debt. Borrow up to x4 EBITDA (Earnings Before Interest Tax Depreciation Amortisation) less existing debt on terms up to 60 months.
Repayments can be a fixed monthly amount, giving you certainty. For loans £1m+ repayments can be tailored to include interest only and or bullet payments. Read More…

Asset Finance

Planned capex or looking to grow your business but you don’t have sufficient free cash, refinancing your existing plant and machinery could inject additional funds into your business rather than tying up cash from your working capital. Repayments are fixed and terms offered can be up to 60 months. From enquiry through to receipt of funds can be within five working days. Read More…

4th Revolution Commercial Finance

SUpply Chain Finance

Won a new order but don’t receive supplier credit terms or have insufficient available cash, supply chain finance could be a suitable funding solution. Based on a confirmed order, funders will step into the transaction and purchase the goods for you. Upon receiving payment, you
repay the funder or extend credit to 90days. Funding is available for speculative purchases or for stock. From enquiry to funds received allow five working days. Read More…

Revolving Credit Facility

A great way of providing headroom for your business. RCF’s are similar to
overdrafts. You have a set limit and can draw down funds in line with your
working capital requirements. You only pay for what you borrow and make repayments to suit your available cashflow. Use on and off-balance sheet assets as security. From enquiry to funds received can be within five working days. Read More…

Other solutions

We also have access to other working capital solutions through our rusted partners namely;

Commercial Mortgages
Bridging and Development Finance
Research and Development Credits
Foreign Exchange Management

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Why 4th Revolution?

Since the financial upheaval of 2008, the landscape of business finance has evolved dramatically, embracing a new era of innovative lending. The emergence of cutting-edge lenders offering alternative funding solutions has redefined the role of traditional high street banks in meeting the diverse financial needs of businesses.

This transformation has heralded a golden age for specialist lenders, injecting cash flow and enabling businesses to flourish and grow in ways previously unimagined. Yet, the abundance of choice in the lending market raises the question: which funding partner truly aligns with your business aspirations?

Enter the fray, the Global Pandemic, adding layers of complexity to the already labyrinthine world of business finance. This is where 4th Revolution steps in. Boasting over 60 years of combined experience in business and finance, 4th Revolution not only understands this intricate market but also maintains robust relationships with key figures across a spectrum of brokers & lenders. This positions us uniquely to secure the financing that best suits your needs.

At 4th Revolution, we alleviate the pressure of navigating the financial maze, ensuring you partner with the most fitting broker or lender. Our mission is to remove the financial stress, allowing you to concentrate on what you do best: running your business. With us, your focus remains on growth and innovation, knowing your financial backing is secure and precisely tailored to your journey.

4th Revolution Consulting Ltd is not a finance company, we provide introductory services to brokers such as Navigate Commercial Finance

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